
Joining Fee
₹999
Annual Fee
Rs. 999 (Reversed on annual spends of Rs. 1 Lakhs)
Platinum Bonus Credit Card
Rewards Structure
Base Reward Rate
% on spends
Point Value
1 Point = ₹0.25
Pros
- 6,000 welcome reward points on joining
- Annual fee waiver on spending INR 1,00,000 in a year
- Unlimited ATM cash withdrawals up to available cash limit
- Annual rewards worth INR 2,500+
Cons
- Reward redemption fee of INR 99 + GST per redemption day
- Many spend categories excluded from reward points
- Welcome rewards not available for First Year Free cards
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward point value varies from INR 0.11 to INR 0.25 depending on redemption category
No welcome rewards for First Year Free cards
Cash withdrawal processing fee of 2.5% (minimum INR 500) applies
Numerous MCC categories excluded from earning reward points effective October 15, 2024
Key Benefits & Features
Easy Cash: Unlimited withdrawal of available cash limit from all ATMs in India up to billing date; processing fee 2.5% (min INR 500)
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum Bonus Credit Card
The RBL Bank Platinum Bonus Credit Card is designed to complement your spending habits and lifestyle, offering the power of four cards in one. It delivers high savings on everyday transactions through best-in-class milestone rewards and benefits, making it an ideal choice for those seeking meaningful value from their everyday spending. The card carries an annual fee of INR 999 and operates on the Visa network. New cardholders receive a welcome benefit of 6,000 Reward Points upon payment of the annual fee and spends of INR 2,000 within 30 days of card issuance, translating to an approximate value of INR 1,500. One of its standout features is the Easy Cash facility, which allows unlimited withdrawal of the available cash limit from all ATMs across India up to the billing date, subject to a processing fee. For spend-conscious users, the card offers a second-year annual fee waiver upon achieving spends of INR 1,00,000 in a year, saving INR 999. Total annual benefits are valued at INR 2,500 and above. Reward points can be redeemed through RBL's rewards portal, with point values ranging from INR 0.11 to INR 0.25 depending on the redemption category. A reward redemption fee of INR 99 plus GST applies per day of redemption.
Our Verdict
Earn 6,000 welcome points, milestone rewards & unlimited ATM cash withdrawals with annual fee waiver on ₹1L spend.
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