
Joining Fee
₹499
Annual Fee
Rs. 499 + Taxes
Platinum Advantage Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.15
Pros
- Welcome bonus of 2,000 reward points worth INR 300
- Monthly fuel surcharge waiver up to INR 100
- 20% discount on BookMyShow up to 15 times a year
- Rewards on all eligible spends
- Low annual fee of INR 499
Cons
- Reward redemption fee of INR 99 + GST per redemption day
- No welcome rewards for First Year Free cards
- Low reward rate of 1 point per INR 100 spent
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Effective November 13, 2023, Education, Insurance, Utilities, Rent Payments and Wallet Load categories do not earn reward points
Effective October 15, 2024, Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible for reward points
Reward redemption fee of INR 99 + GST levied once per day regardless of number of redemptions
Key Benefits & Features
Welcome gift of 2,000 Reward Points on payment of annual fee and spends of INR 2,000 within 30 days of card issuance (not applicable on First Year Free cards)
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
About Platinum Advantage Credit Card
The RBL Bank Platinum Advantage Credit Card is designed to serve your everyday needs while adding meaningful value to your lifestyle spending. Tailored for those who want to make the most of routine expenses, this card rewards you across categories like movies, fuel, and general shopping, delivering annual benefits worth INR 3,075 and above. New cardmembers receive a welcome gift of 2,000 Reward Points upon payment of the annual fee and spending INR 2,000 within 30 days of card issuance. For movie lovers, the card offers a 20% discount on BookMyShow, available up to 15 times per year, with savings of up to INR 100 per transaction. Frequent drivers benefit from a fuel surcharge waiver of up to INR 100 per month, applicable on transactions between INR 500 and INR 4,000 at any fuel station across the country. Additionally, cardmembers earn 1 Reward Point for every INR 100 spent on eligible purchases, letting everyday spends accumulate into tangible rewards over time. With a straightforward annual fee of INR 499 plus applicable GST, the Platinum Advantage Credit Card is an accessible entry point into the world of rewarding credit. It is especially well-suited for first-time credit card users and anyone looking to enjoy consistent savings on entertainment, fuel, and daily lifestyle expenses.
Our Verdict
Entry-level rewards card with fuel waiver, movie discounts & 2000 welcome points for everyday spends.
Frequently Asked QuestionsAbout Platinum Advantage Credit Card
FEESWhat is the annual fee for the Platinum Advantage Credit Card?
BENEFITSWhat welcome benefit do I get with the Platinum Advantage Credit Card?
BENEFITSHow does the fuel surcharge waiver work on the Platinum Advantage Credit Card?
BENEFITSWhat is the BookMyShow discount offered on the Platinum Advantage Credit Card?
REWARDSHow do I earn reward points on the Platinum Advantage Credit Card?
REWARDSIs there a fee for redeeming reward points on the Platinum Advantage Credit Card?
REWARDSWhat is the total annual benefit value of the Platinum Advantage Credit Card?
REWARDSWhich spending categories are not eligible for reward points on the Platinum Advantage Credit Card?
USAGEHow can I redeem my reward points earned on the Platinum Advantage Credit Card?
APPLICATIONHow do I apply for the Platinum Advantage Credit Card?
INTERNATIONALCan I use the Platinum Advantage Credit Card for international transactions?
USAGEHow do I set my PIN for the Platinum Advantage Credit Card?
OTHERWhat should I do if my Platinum Advantage Credit Card is lost or used without my authorisation?
DOCUMENTSWhat documents are required to apply for the Platinum Advantage Credit Card?
CANCELLATIONHow can I cancel or close my Platinum Advantage Credit Card?
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