Platinum Advantage Credit Card

Joining Fee

₹499

Annual Fee

Rs. 499 + Taxes

Rewards
Fuel
Lifestyle
Best For: First-time credit card users, Movie enthusiasts, Regular fuel spenders

Platinum Advantage Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.15

Pros

  • Welcome bonus of 2,000 reward points worth INR 300
  • Monthly fuel surcharge waiver up to INR 100
  • 20% discount on BookMyShow up to 15 times a year
  • Rewards on all eligible spends
  • Low annual fee of INR 499

Cons

  • Reward redemption fee of INR 99 + GST per redemption day
  • No welcome rewards for First Year Free cards
  • Low reward rate of 1 point per INR 100 spent

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Effective November 13, 2023, Education, Insurance, Utilities, Rent Payments and Wallet Load categories do not earn reward points

Effective October 15, 2024, Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible for reward points

Reward redemption fee of INR 99 + GST levied once per day regardless of number of redemptions

Key Benefits & Features

Welcome gift of 2,000 Reward Points on payment of annual fee and spends of INR 2,000 within 30 days of card issuance (not applicable on First Year Free cards)

Notable Exclusions

No reward points on Education transactionsNo reward points on Insurance transactionsNo reward points on Utility transactionsNo reward points on Wallet Load transactionsNo reward points on Fuel & Auto transactionsNo reward points on Quasi-Cash transactionsNo reward points on Railways transactionsNo reward points on Real Estate / Rental transactionsNo reward points on Government Services transactionsNo reward points on Contracted Services transactionsNo reward points on Cash transactionsNo reward points on Miscellaneous transactionsNo reward points on Bills2Pay transactions (Tran Code 71, Tran Code 72)No reward points on EMI transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Platinum Advantage Credit Card

The RBL Bank Platinum Advantage Credit Card is designed to serve your everyday needs while adding meaningful value to your lifestyle spending. Tailored for those who want to make the most of routine expenses, this card rewards you across categories like movies, fuel, and general shopping, delivering annual benefits worth INR 3,075 and above. New cardmembers receive a welcome gift of 2,000 Reward Points upon payment of the annual fee and spending INR 2,000 within 30 days of card issuance. For movie lovers, the card offers a 20% discount on BookMyShow, available up to 15 times per year, with savings of up to INR 100 per transaction. Frequent drivers benefit from a fuel surcharge waiver of up to INR 100 per month, applicable on transactions between INR 500 and INR 4,000 at any fuel station across the country. Additionally, cardmembers earn 1 Reward Point for every INR 100 spent on eligible purchases, letting everyday spends accumulate into tangible rewards over time. With a straightforward annual fee of INR 499 plus applicable GST, the Platinum Advantage Credit Card is an accessible entry point into the world of rewarding credit. It is especially well-suited for first-time credit card users and anyone looking to enjoy consistent savings on entertainment, fuel, and daily lifestyle expenses.

Expert Review

Our Verdict

Entry-level rewards card with fuel waiver, movie discounts & 2000 welcome points for everyday spends.

Related Rewards Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Rewards cards

More from RBL Bank

Discover the full range of credit cards offered by RBL Bank to find the perfect fit for your finances.

View all RBL Bank cards