Platinum Credit Card

Joining Fee

₹500

Annual Fee

Rs. 200 (Reversed on annual spends of Rs. 1 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Total amount dueLate fee
Total due < ₹500Nil
Total due ₹501 - ₹5,000₹500
Total due ₹5,001 - ₹10,000₹750
Total due > ₹10,000₹1,200
Cashback
Rewards
Fuel
Lifestyle

Platinum Credit Card

Rewards Structure

Base Reward Rate

6% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹1,000 /monthly

Points Validity

24 Months

Key Benefits & Features

EMV certified chip and PIN protection for unrivaled security against counterfeit and skimming fraud

Wednesday Delight: Up to 15% off on flights & hotels via MakeMyTrip, 10% off on Swiggy, 10% off up to ₹1,000 on Tira

Visa International Global Card Assistance Services including emergency card replacement overseas

Eligibility Criteria

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card

ADDRESS Proof

Utility Bill
Driving License

INCOME Proof

Salary Slip
ITR

Notable Exclusions

No EDGE REWARD Points earned on fuel transactionsNo reward points earned on movie cashback offer transactionsRent and wallet load transactions not eligible for annual fee waiver spend calculation

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Platinum Credit Card

The Axis Bank Platinum Credit Card is designed to deliver a well-rounded experience combining security, savings, and everyday rewards. Built for cardholders who value both protection and lifestyle benefits, it features an EMV certified chip with chip and PIN protection that significantly reduces the risk of counterfeit and skimming fraud. The card also provides access to Visa's International Global Card Assistance Services, offering peace of mind for those who travel abroad. On the rewards and savings front, the Platinum Credit Card offers 25% cashback on movie ticket purchases made online or at the box office on any day of the week, capped at ₹1,000 per calendar year. Cardholders also benefit from a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, with maximum savings of up to ₹400 per statement cycle. EDGE REWARD Points are earned on every domestic and international transaction, redeemable across 500 or more rewards and offers. Additional lifestyle perks include the Axis Bank Dining Delights Program for premium restaurant experiences across India, Wednesday Delight offers featuring discounts on travel, food, and shopping platforms, and the flexibility to convert purchases above ₹2,500 into manageable EMIs. With a joining fee of ₹500 and an annual fee of ₹200, both subject to spend-based waivers, this card delivers strong everyday value.

Expert Review

Our Verdict

Entry-level Visa card with 25% movie cashback, fuel surcharge waiver, and EDGE Reward Points.

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