Question 1

What is the joining fee for the Axis Bank Platinum Credit Card?

Accepted Answer

The standard joining fee for the Axis Bank Platinum Credit Card is ₹500. However, this fee is waived if you spend ₹5,000 within 45 days of card setup (applicable for cards set up on or after February 07, 2011). For cards set up before February 07, 2011, the joining fee is Nil.

Question 2

What is the annual fee for the Platinum Credit Card and how can it be waived?

Accepted Answer

From the 2nd year onwards, the annual fee is ₹200 (for cards set up on or after February 07, 2011). This fee is waived if you spend ₹1,00,000 in the preceding year. Note that rent transactions (MCC 6513) and wallet load transactions (MCC 6540) are not eligible for spend calculations towards the annual fee waiver. Cards set up before February 07, 2011 have a Nil annual fee.

Question 3

How much cashback can I earn on movie ticket purchases with the Platinum Credit Card?

Accepted Answer

You can enjoy 25% cashback on online and box office movie ticket purchases on all days of the week. The total cashback on movies is capped at ₹1,000 per calendar year. Please note that no EDGE REWARD Points are earned on movie offer transactions, and only transactions at merchants registered under MCC 7832 or MCC 7922 are eligible for movie cashback.

Question 4

How does the fuel surcharge waiver work on the Platinum Credit Card?

Accepted Answer

The Axis Bank Platinum Credit Card offers a 1% fuel surcharge waiver on all fuel transactions in India. The waiver is valid only on transactions between ₹400 and ₹4,000. The maximum benefit is up to ₹400 per statement cycle. Please note that GST charged on fuel surcharge is non-refundable, and no EDGE REWARD Points are earned on fuel transactions.

Question 5

How do I earn EDGE REWARD Points on the Platinum Credit Card?

Accepted Answer

You earn EDGE REWARD Points on your Platinum Credit Card transactions as follows: 6 points for every ₹200 spent domestically, 12 points for every ₹200 spent internationally, and a bonus of 100 points on your first online transaction. These points can be redeemed across 500+ rewards and offers available in the EDGE REWARDS Catalogue. Note that no points are earned on fuel transactions or movie cashback offer transactions.

Question 6

Can I convert my credit card purchases into EMIs?

Accepted Answer

Yes, you can convert any transaction over ₹2,500 into EMIs using the Axis Bank Platinum Credit Card. You can initiate the conversion through multiple channels including Internet Banking, the Mobile App, or by contacting Customer Service. This feature helps you manage large purchases by spreading the cost over convenient monthly installments.

Question 7

What Wednesday Delight offers are available on the Platinum Credit Card?

Accepted Answer

The Platinum Credit Card offers exciting Wednesday Delight deals to help beat mid-week blues. Current offers include instant savings of up to 15% on flights and hotels via MakeMyTrip, 10% off on orders via Swiggy, and 10% off up to ₹1,000 on Tira. These offers are available every Wednesday and are subject to terms and conditions.

Question 8

What is the foreign currency transaction fee on the Platinum Credit Card?

Accepted Answer

The Axis Bank Platinum Credit Card charges a foreign currency transaction fee of 3.50% of the transaction value. Additionally, a Dynamic Currency Conversion Markup of 1.5% plus taxes applies for each international transaction performed in Indian currency at an international location, or transactions performed in Indian currency with merchants located in India but registered in a foreign nation.

Question 9

What are the late payment charges for the Platinum Credit Card?

Accepted Answer

The late payment fees on the Axis Bank Platinum Credit Card are as follows: Nil if total payment due is less than ₹500; ₹500 if due is between ₹501–₹5,000; ₹750 if due is between ₹5,001–₹10,000; and ₹1,200 if due exceeds ₹10,000. An additional ₹100 charge applies if the Minimum Amount Due is missed for two consecutive cycles, continuing until the MAD is cleared.

Question 10

Is the Platinum Credit Card chip and PIN protected?

Accepted Answer

Yes, the Axis Bank Platinum Credit Card comes with an EMV certified chip, making it chip and PIN protected for unrivaled security. The EMV certified chip significantly reduces the possibility of counterfeit and skimming fraud, ensuring that your transactions are secure both domestically and internationally.

Question 11

What dining benefits does the Platinum Credit Card offer?

Accepted Answer

The Axis Bank Platinum Credit Card gives you access to the Axis Bank Dining Delights Program, which provides exceptional dining experiences at top restaurants across India. This program offers exclusive discounts and privileges at premium dining establishments. For detailed information on participating restaurants and the full terms and conditions, you can visit the Axis Bank website.

Question 12

What is the cash withdrawal fee for the Platinum Credit Card?

Accepted Answer

The cash withdrawal fee on the Axis Bank Platinum Credit Card is 2.5% of the cash amount, with a minimum fee of ₹500. Additionally, finance charges of 3.75% per month (55.55% per annum) apply on cash advances from the date of withdrawal. It is advisable to use cash withdrawals only in emergencies due to the high associated costs.

Question 13

How can I apply for the Axis Bank Platinum Credit Card?

Accepted Answer

You can apply for the Axis Bank Platinum Credit Card online through the Axis Bank official website by clicking the 'Apply Now' button on the Platinum Credit Card page. You can also visit your nearest Axis Bank branch to apply in person. Ensure you have the necessary documents such as identity proof, address proof, and income proof ready when applying.

Question 14

What documents are required to apply for the Platinum Credit Card?

Accepted Answer

While the specific document list is not detailed on the page, typically you will need to submit the following documents to apply for the Axis Bank Platinum Credit Card: a valid identity proof (Aadhaar, PAN card, or passport), address proof (utility bill, Aadhaar, or passport), recent passport-sized photographs, and income proof such as salary slips, bank statements, or ITR. You can contact Axis Bank customer care at 1800 209 5577 for a precise document checklist.

Question 15

How can I cancel or close my Axis Bank Platinum Credit Card?

Accepted Answer

To cancel or close your Axis Bank Platinum Credit Card, you can contact Axis Bank's customer care at 1800 209 5577 / 1800 103 5577 (toll-free) or 1860 419 5555 / 1860 500 5555. You may also visit your nearest Axis Bank branch or submit a written request. Ensure all outstanding dues are cleared before requesting cancellation. Any unredeemed EDGE REWARD Points may lapse upon card closure.

Joining Fee

Annual Fee

Forex Markup

Platinum Credit Card

Rewards Structure

Key Benefits & Features

Eligibility Criteria

Required Documents

IDENTITY Proof

ADDRESS Proof

INCOME Proof

Notable Exclusions

About Platinum Credit Card

Our Verdict

Frequently Asked QuestionsAbout Platinum Credit Card

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