
Joining Fee
₹500
Annual Fee
Rs. 200 (Reversed on annual spends of Rs. 1 Lakhs)
Forex Markup
3.5% + GST
Add-on Card Fee
Free per supplementary card
Late Payment Charges
| Total amount due | Late fee |
|---|---|
| Total due < ₹500 | Nil |
| Total due ₹501 - ₹5,000 | ₹500 |
| Total due ₹5,001 - ₹10,000 | ₹750 |
| Total due > ₹10,000 | ₹1,200 |
Platinum Credit Card
Rewards Structure
Base Reward Rate
6% on spends
Point Value
1 Point = ₹0.25
Earning Cap
₹1,000 /monthly
Points Validity
24 Months
Key Benefits & Features
EMV certified chip and PIN protection for unrivaled security against counterfeit and skimming fraud
Wednesday Delight: Up to 15% off on flights & hotels via MakeMyTrip, 10% off on Swiggy, 10% off up to ₹1,000 on Tira
Visa International Global Card Assistance Services including emergency card replacement overseas
Eligibility Criteria
Age Requirement
21+ Years
Occupation
Required Documents
IDENTITY Proof
ADDRESS Proof
INCOME Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum Credit Card
The Axis Bank Platinum Credit Card is designed to deliver a well-rounded experience combining security, savings, and everyday rewards. Built for cardholders who value both protection and lifestyle benefits, it features an EMV certified chip with chip and PIN protection that significantly reduces the risk of counterfeit and skimming fraud. The card also provides access to Visa's International Global Card Assistance Services, offering peace of mind for those who travel abroad. On the rewards and savings front, the Platinum Credit Card offers 25% cashback on movie ticket purchases made online or at the box office on any day of the week, capped at ₹1,000 per calendar year. Cardholders also benefit from a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, with maximum savings of up to ₹400 per statement cycle. EDGE REWARD Points are earned on every domestic and international transaction, redeemable across 500 or more rewards and offers. Additional lifestyle perks include the Axis Bank Dining Delights Program for premium restaurant experiences across India, Wednesday Delight offers featuring discounts on travel, food, and shopping platforms, and the flexibility to convert purchases above ₹2,500 into manageable EMIs. With a joining fee of ₹500 and an annual fee of ₹200, both subject to spend-based waivers, this card delivers strong everyday value.
Our Verdict
Entry-level Visa card with 25% movie cashback, fuel surcharge waiver, and EDGE Reward Points.
Related Cashback Cards
Explore other premium credit cards that offer similar benefits and rewards.

811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

ACE Credit Card
Detailed benefits inside

AXIS BANK VISTARA Credit Card
Wednesday Delight: instant savings up to 15% on flights & hotels via Goibibo and MakeMyTrip; 10% off on Swiggy, Amazon Fresh, and up to ₹1000 off on Tira
More from Axis Bank
Discover the full range of credit cards offered by Axis Bank to find the perfect fit for your finances.

AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE

AXIS BANK PRIVILEGE Credit Card
12,500 EDGE REWARD Points redeemable against vouchers worth ₹2,500 upon levy of joining fees*
Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakhs

AXIS BANK VISTARA Credit Card
Wednesday Delight: instant savings up to 15% on flights & hotels via Goibibo and MakeMyTrip; 10% off on Swiggy, Amazon Fresh, and up to ₹1000 off on Tira