MyFirst Credit Card

The RBL Bank MyFirst Credit Card is designed for students, young professionals, and first-time credit card users looking to maximize value across their everyday spending. Positioned as a card with the power of four cards in one, it delivers best-in-class rewards across key spending categories, making it an ideal entry point into the world of credit cards. Cardholders earn 8 Reward Points for every INR 400 spent on education and bill payments, and 1 Reward Point for every INR 400 spent on all other eligible purchases. New members receive 2,000 welcome Reward Points upon spending INR 2,000 within 30 days of card issuance. The card also offers a fuel surcharge waiver of up to INR 100 per month on transactions between INR 500 and INR 4,000, helping frequent drivers save on fuel costs. Combined, these benefits can deliver annual rewards worth over INR 1,983. A standout feature is Easy Cash, which allows unlimited ATM cash withdrawals up to the available cash limit from any ATM in India until the billing date, subject to a processing fee. With an annual fee of INR 999, the MyFirst Credit Card offers exceptional value for those beginning their credit journey and seeking meaningful rewards on education, bill payments, and daily lifestyle spends.