FEESWhat is the joining fee for the Lumière™ Credit Card?
The Lumière™ Credit Card can be accessed at a joining fee of ₹50,000 plus applicable GST. This one-time fee grants you entry into an exclusive world of luxury, privileges, and curated experiences. Please refer to the Most Important Terms & Conditions and the Cardmember Agreement available on the RBL Bank website for complete details on fees and charges associated with the card.
FEESWhat is the annual fee for the Lumière™ Credit Card?
The annual fee details for the Lumière™ Credit Card are not explicitly listed on the product page. We recommend reviewing the Most Important Terms & Conditions and the Cardmember Agreement linked on the official RBL Bank Lumière™ Credit Card page, or contacting RBL Bank customer support directly for the most accurate and up-to-date information regarding annual renewal charges.
BENEFITSWhat is the Select Circle, and what services does it offer?
The Select Circle is a dedicated concierge and lifestyle management service available exclusively to Lumière™ Credit Cardholders. It acts as your personal companion on every journey, anticipating your needs, curating bespoke experiences, and transforming extraordinary moments into effortless ones. Whether you need travel assistance, reservations, or lifestyle support, the Select Circle ensures you are always attended to, seen, understood, and elevated — wherever you are in the world.
BENEFITSHow many add-on cards can I get with the Lumière™ Credit Card, and are they free?
With the Lumière™ Credit Card, your first three add-on cards are available at no additional cost. These add-on cards seamlessly extend all the privileges and benefits of the primary card to your loved ones, allowing them to enjoy the same world-class experiences — from travel comforts to exclusive lifestyle perks — without any extra joining or issuance fee for the first three cards.
OTHERWhat is the 45-Day Free Look Period for the Lumière™ Credit Card?
The Lumière™ Credit Card comes with a 45-Day Free Look Period, which allows new cardholders to review the card's terms, features, and benefits after receiving it. If you are not satisfied with the card during this period, you may be eligible to return it and receive a refund of the joining fee, subject to applicable conditions. Please refer to the Cardmember Agreement on the RBL Bank website for full details.
OTHERWhat is the Lumière™ Credit Card made of?
The Lumière™ Credit Card is crafted from rare, finest-quality metal, making it a true piece of precision and luxury. Each card is uniquely personalised with the cardholder's name etched upon it, making it a distinctive signature of exclusivity. Beyond its premium physical design, the card opens doors to a curated world of extraordinary experiences that very few individuals ever get to access.
APPLICATIONHow can I apply for the Lumière™ Credit Card?
You can apply for the Lumière™ Credit Card through the RBL Bank official website by navigating to the Lumière™ Credit Card page and clicking the 'Apply Now' option. You may also visit an RBL Bank branch or contact RBL Bank's customer service for assistance. Given the exclusive nature of this card, the application process may involve additional verification steps. It is advisable to review the eligibility criteria and required documents before applying.
DOCUMENTSWhat documents are required to apply for the Lumière™ Credit Card?
While specific documentation requirements are not listed on the Lumière™ Credit Card page, applicants for premium RBL Bank credit cards are typically required to submit proof of identity (such as PAN card and Aadhaar), proof of address, recent income proof (salary slips or ITR), and passport-size photographs. Given the high-value nature of the Lumière™ Card, additional financial documentation may be required. Please contact RBL Bank directly or visit a branch for precise requirements.
ELIGIBILITYWhat are the eligibility criteria for the Lumière™ Credit Card?
Specific eligibility criteria such as minimum age or minimum income are not publicly listed on the Lumière™ Credit Card page, reflecting its highly exclusive nature. However, as this is a super-premium metal credit card with a joining fee of ₹50,000 + GST, applicants are expected to have a high credit score and significant income. For accurate eligibility information, it is recommended to contact RBL Bank directly or speak with a Preferred Banking relationship manager.
BENEFITSDoes the Lumière™ Credit Card offer any travel benefits?
Yes, the Lumière™ Credit Card is categorised under Lifestyle, Travel, and Rewards, indicating significant travel-related benefits. As an ultra-premium card, it is expected to offer privileges such as airport lounge access, travel concierge support through the Select Circle, and curated travel experiences. The card's add-on feature also allows loved ones to share travel privileges. For a comprehensive list of travel benefits, please refer to the Most Important Terms & Conditions on the RBL Bank website.
REWARDSHow can I redeem reward points earned on the Lumière™ Credit Card?
Reward points earned on the Lumière™ Credit Card can be redeemed through RBL Bank's credit card rewards portal. You can log in to your RBL Bank account via the website or the RBL MyCard Mobile App and navigate to the 'Redeem Reward Points' section. Points may be redeemable against travel bookings, lifestyle products, statement credit, or partner merchant offers. For specific redemption categories and point value details, please consult the Cardmember Agreement or contact RBL Bank customer support.
USAGEHow can I make payments for my Lumière™ Credit Card bill?
RBL Bank offers multiple convenient payment options for your Lumière™ Credit Card bill, including Net Banking, Debit Card, UPI, the RBL MyCard Mobile App, and NEFT. You can also pay via Google Pay, Samsung Pay, BHIM UPI @ RBL Bank, and Bharat QR. Additionally, you can set up recurring payments to avoid missing due dates. Visit the RBL Bank website or app under the 'Credit Card Payments' section for step-by-step guidance.
OTHERWhat should I do if my Lumière™ Credit Card is lost or used without my authorisation?
If your Lumière™ Credit Card is lost or used without your authorisation, you should immediately report it through RBL Bank's official channels. You can use the 'Report Loss of Card or Fraud' option on the RBL Bank website, contact RBL Cares customer support, or use the RBL MyCard App to switch off your card instantly. Prompt reporting helps limit liability and ensures your account is secured. RBL Bank also offers enhanced card security features including the ability to switch your card on or off at any time.
INTERNATIONALCan I use the Lumière™ Credit Card for international transactions?
The Lumière™ Credit Card, being a premium lifestyle and travel card, is designed to support international usage. While specific forex markup fee details are not listed on the card's product page, ultra-premium metal cards typically offer competitive or waived forex markup charges. For accurate information on international transaction fees, currency conversion charges, and global acceptance, please refer to the Most Important Terms & Conditions or contact RBL Bank's customer service team.
CANCELLATIONHow can I cancel or close my Lumière™ Credit Card?
To cancel or close your Lumière™ Credit Card, you can raise a request through RBL Bank's customer service by contacting RBL Cares, visiting the nearest RBL Bank branch, or submitting a request via the 'Raise a Query / Request / Complaint' section on the RBL Bank website. Before cancellation, ensure all outstanding dues are cleared and any unused reward points are redeemed. Please note that the 45-Day Free Look Period may also allow you to return the card within the stipulated timeframe if unsatisfied.
