LIC Axis Bank Signature Credit Card

The LIC Axis Bank Signature Credit Card is a lifetime free card designed for LIC policyholders and everyday spenders who want meaningful rewards without paying annual fees. With zero joining and annual fees, cardholders can enjoy a robust benefits package that includes accelerated reward points, travel perks, dining privileges, and fuel savings all in one card. Cardholders earn 2 reward points for every ₹100 spent on LIC premium payments and foreign currency transactions, and 1 reward point per ₹100 on all other eligible spends. Points can be redeemed for e-vouchers, gift cards, and products. Beyond rewards, the card offers 8 complimentary domestic airport lounge visits per calendar year, making it a strong option for frequent travelers. A 1% fuel surcharge waiver applies on transactions between ₹400 and ₹4,000 across all fuel stations in India, with a maximum monthly benefit of ₹400. Additional perks include complimentary lost card liability insurance coverage up to the credit limit, access to the Axis Bank Dining Delights program for savings at top restaurants across India, and Wednesday midweek offers featuring discounts on flights, hotels, food delivery, and more. New cardholders also receive a 100% cashback of up to ₹300 on their first utility bill payment within 30 days of card issuance, adding immediate value from day one.