LIC Axis Bank Platinum Credit Card

The LIC Axis Bank Platinum Credit Card is a no-fee rewards card designed for LIC policyholders and everyday spenders who want meaningful benefits without paying joining or annual fees. Built around a strong reward program, the card lets cardholders earn 2 Reward Points for every ₹100 spent on LIC premium payments and foreign currency transactions, and 1 Reward Point for every ₹100 spent on all other eligible purchases. Points can be redeemed against e-vouchers, gift cards, and other products through customer care. Beyond rewards, the card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at fuel stations across India, with a maximum monthly benefit of ₹400. Cardholders also enjoy complimentary lost card liability insurance coverage up to their credit limit, providing an added layer of financial security. Additional lifestyle perks include access to the Axis Bank Dining Delights program for premium dining experiences across India, Wednesday Delight offers featuring savings on flights and hotels via MakeMyTrip, discounts on Swiggy, and savings on Tira. Purchases of ₹1,500 or more can also be converted into easy EMIs. With zero joining and annual fees, this card delivers solid everyday value tailored particularly to LIC policyholders seeking rewarding premium payment benefits.