MyFinCards
IndusInd Bank Avios Visa Infinite Credit Card

Joining Fee

₹5,000

Annual Fee

Rs. 5000 + Taxes

IndusInd Bank
Travel
Rewards
Lifestyle
Best For: Frequent international travellers, Qatar Airways or British Airways loyalty programme members, High-spend cardholders seeking Avios accumulation, Travellers seeking premium airport services

IndusInd Bank Avios Visa Infinite Credit Card

Rewards Structure

Base Reward Rate

3% on spends

Point Value

1 Point = ₹0.25

Pros

  • Up to 6 Avios per INR 200 spent at preferred international destination POS
  • Up to 36,000 bonus Avios annually via milestone benefits
  • 20,000 welcome bonus Avios
  • Complimentary Priority Pass membership with international lounge access
  • Discounted foreign currency markup of 1.5% at preferred international destination
  • Complimentary meet-and-greet services at international airports
  • Comprehensive travel insurance including health and baggage cover
  • Ultra-premium metal card with innovative design
  • Flexibility to choose preferred airline loyalty programme and destination

Cons

  • Fuel transactions do not earn any Avios
  • Only 1 Avios per INR 200 for utilities, govt services, education and insurance spends
  • Priority Pass lounge visits within India are not complimentary (charged up to USD 35 per visit)
  • Guest lounge visits are not complimentary
  • Travel insurance claim only admissible if travel ticket booked via this card
  • International travel health insurance limited to age up to 65 years and 60-day trips

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Avios credited only after 10 days of statement generation

Avios earned only on spends up to assigned credit limit per statement cycle

Preferred international destination can only be changed after one anniversary year

Meet-and-greet service requires primary cardholder to be present if travel companion avails it

5 Avios on Qatar Airways/British Airways spends subject to separate terms and conditions

Milestone bonus Avios capped at 36,000 per year

Foreign currency markup discount of 1.5% applies only to POS transactions at preferred international destination; standard rates apply elsewhere

Key Benefits & Features

Elderly care assist: homecare, OPD appointments, teleconsultation, physiotherapy and more for family members in India

10% off on Qatar Airways flight bookings via qatarairways.com or app using promo code IDSCB23

Welcome bonus of 20,000 Avios upon joining (Qatar Airways Privilege Club or British Airways Executive Club)

Renewal bonus of 5,000 Avios upon payment of renewal fees

Visa Infinite: 25% discount on Airport Fast Track immigration service at 450+ destinations worldwide

Visa Infinite: 20% off retail rates on airport limo transfer service in key cities globally

Notable Exclusions

Fuel transactions do not earn any AviosUtilities, Government services, Education and Insurance spends earn only 1 Avios per INR 200Avios will not be earned on spends exceeding the assigned credit limit in a statement cycle

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About IndusInd Bank Avios Visa Infinite Credit Card

The IndusInd Bank Avios Visa Infinite Credit Card is an ultra-premium metal card designed for frequent international travellers seeking a sophisticated and rewarding travel experience. The card offers a distinctive "Power to Choose" feature, allowing cardholders to select their preferred airline loyalty programme — either Qatar Airways Privilege Club or British Airways Executive Club — and designate a preferred international destination to maximise Avios earning potential. Cardholders earn accelerated Avios across multiple spending categories, with up to 6 Avios per INR 200 spent at their preferred international destination. Annual milestone bonuses of up to 36,000 bonus Avios and a welcome bonus of 20,000 Avios further enhance the card's rewards value. A discounted foreign currency mark-up of 1.5% applies to POS transactions at the preferred destination, making international spending more economical. Beyond rewards, the card delivers premium travel benefits including two complimentary meet-and-greet services annually at leading international airports, Priority Pass membership with two international lounge visits per quarter, and two complimentary domestic lounge visits per quarter. Additional perks include international travel health insurance, comprehensive travel insurance coverage, elderly care concierge services, access to exclusive global events, dedicated lifestyle concierge assistance, and Visa Infinite privileges such as discounts on airport immigration fast-track and luxury airport transfers worldwide.

Expert Review

Our Verdict

Ultra-premium metal travel card with Avios rewards, lounge access, meet-and-greet, and airline partnership benefits.

Frequently Asked QuestionsAbout IndusInd Bank Avios Visa Infinite Credit Card

FEESWhat is the joining fee and annual fee for the IndusInd Bank Avios Visa Infinite Credit Card?
The joining fee and annual fee details for the IndusInd Bank Avios Visa Infinite Credit Card are not publicly listed on the card page. Please contact IndusInd Bank directly at 1860 267 7777 or visit your nearest branch to get the latest fee information applicable to your profile.
BENEFITSWhat welcome bonus do I get when I apply for the IndusInd Bank Avios Visa Infinite Credit Card?
You receive 20,000 bonus Avios as a welcome benefit upon joining, regardless of whether you choose Qatar Airways Privilege Club or British Airways Executive Club as your preferred airline loyalty programme. The welcome bonus Avios are credited to your account after 15 days of receipt of the joining fees.
REWARDSHow many Avios can I earn per INR 200 spent with this card?
The Avios earning rate varies by spend category: 6 Avios per INR 200 for POS transactions at your preferred international destination, 5 Avios per INR 200 on Qatar Airways and British Airways website/app spends, 3 Avios per INR 200 for online spends at preferred international destination and domestic/other international spends, and 1 Avios per INR 200 for utilities, government services, education, and insurance. Fuel transactions do not earn any Avios.
REWARDSWhat are the milestone benefits available with the IndusInd Bank Avios Visa Infinite Credit Card?
You can earn up to 36,000 bonus Avios annually through milestone benefits. You receive 18,000 bonus Avios after your first INR 8,00,000 in annual spends, and another 18,000 bonus Avios after your second INR 8,00,000 in annual spends. Milestone bonus Avios are credited 10 days post statement generation after the milestone spends are achieved.
BENEFITSWhich airline loyalty programmes can I link with the IndusInd Bank Avios Visa Infinite Credit Card?
You can choose between two preferred airline loyalty programmes: Qatar Airways Privilege Club or British Airways Executive Club. You select your preferred programme at the time of applying for the card. The Avios earned can be redeemed through your chosen programme's platform, including their respective mobile apps, for flight tickets, upgrades, hotel stays, car rentals, and more.
BENEFITSWhat lounge access benefits does the IndusInd Bank Avios Visa Infinite Credit Card offer?
The card provides a complimentary Priority Pass membership with 2 complimentary international lounge visits per calendar quarter. Additionally, you get 2 complimentary domestic lounge visits per calendar quarter. Important notes: Priority Pass lounge visits within India are charged up to USD 35 per visit (not complimentary), guest visits at any lounge (within or outside India) are also charged up to USD 35, and visits exceeding 2 per quarter internationally are charged.
INTERNATIONALWhat is the foreign currency markup on the IndusInd Bank Avios Visa Infinite Credit Card?
The IndusInd Bank Avios Visa Infinite Credit Card offers a discounted foreign currency markup of 1.5% specifically for POS (Point of Sale) transactions at your preferred international destination. This is lower than the standard forex markup charged by most credit cards. This benefit is applicable only at the preferred international destination selected by you at the time of card application.
BENEFITSWhat meet-and-greet services are available with this card?
The IndusInd Bank Avios Visa Infinite Credit Card offers 2 complimentary meet-and-greet services per year at leading international airports. Services include dedicated one-to-one assistance, meet-and-greet on arrival, guidance through immigration and security, baggage reclaim help, and porter service for up to 3 bags (subject to availability). This benefit can be used by the primary cardholder or a travel companion, provided the primary cardholder is present. The benefit is non-transferable.
BENEFITSWhat travel insurance coverage does the IndusInd Bank Avios Visa Infinite Credit Card provide?
The card offers comprehensive travel insurance including: international travel health insurance covering hospitalisation due to accidental injury or illness (for cardholder and accompanying spouse), personal air accident cover of up to USD 25,000, and travel insurance through Oriental Insurance covering lost baggage (up to INR 1,00,000), delayed baggage (INR 25,000), loss of passport (INR 50,000), lost ticket (INR 25,000), and missed flight connection (INR 25,000). Insurance claims are admissible only if the travel ticket is booked using this card. Health insurance is valid for cardholders up to 65 years of age, with a maximum trip duration of 60 days.
USAGEHow can I redeem my Avios earned with the IndusInd Bank Avios Visa Infinite Credit Card?
Avios can be redeemed through your chosen loyalty programme's platform. For Qatar Airways Privilege Club members, redemptions can be made via the Qatar Airways website or mobile app. For British Airways Executive Club members, redemptions are available through the British Airways website or the Executive Club mobile app. Avios can be used for award flights, upgrades, hotel stays, car rentals, and more. Redemptions are governed by the respective airline loyalty programme's terms and conditions.
USAGECan I change my preferred international destination after receiving the card?
Yes, you can request a change to your preferred international destination, but only after completing one full anniversary year with your card. The change will be effective post your next billing cycle after the request is processed. To place the request, call IndusInd Bank at 1860 267 7777 or write to the bank's support email. The available destination zones include Americas, Europe and North Asia, Middle East and South Asia, Africa, and Australia/New Zealand/Far East.
REWARDSDo fuel transactions earn Avios with the IndusInd Bank Avios Visa Infinite Credit Card?
No, fuel transactions do not earn any Avios with the IndusInd Bank Avios Visa Infinite Credit Card. However, the card does offer a 1% fuel surcharge waiver at any fuel station across India, which provides some savings on fuel purchases. For all other eligible spend categories, Avios are credited to your account 10 days after statement generation, up to your assigned credit limit in every statement cycle.
BENEFITSWhat are the renewal benefits for the IndusInd Bank Avios Visa Infinite Credit Card?
Upon card renewal, you receive 5,000 bonus Avios, regardless of whether you have chosen Qatar Airways Privilege Club or British Airways Executive Club as your preferred airline loyalty programme. The renewal bonus Avios are credited to your account 15 days after receipt of the renewal fees. This is in addition to your regular earning and milestone benefits available throughout the year.
BENEFITSWhat concierge services are available with the IndusInd Bank Avios Visa Infinite Credit Card?
The card offers a dedicated concierge service accessible by calling 18002099071 or emailing Indusindassist@aspirelifestyles.com. Services include pre-trip assistance, flowers and gift delivery worldwide, hotel referral and reservation assistance, dining referral and reservations, access to sold-out international events (concerts, sports tournaments), and elderly care assistance for family members in India. Note that the cost of services is borne by the cardholder, and requests for some services must be placed at least 72 hours in advance.
BENEFITSIs there a discount on Qatar Airways flight bookings with this card?
Yes, if you choose Qatar Airways Privilege Club as your preferred airline loyalty programme, you can enjoy 10% off on flight bookings made on www.qatarairways.com or the Qatar Airways mobile app. This discount applies to all flights originating from India. You must apply the promo code 'IDSCB23' at the time of booking to avail this benefit. This offer is available exclusively to Privilege Club members using the IndusInd Bank Avios Visa Infinite Credit Card.

Related Travel Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Travel cards
811 Dream Different Credit Card
RewardsCashbackFuel

811 Dream Different Credit Card

Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal

Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

Joining Fee
N/A
Annual Fee
Rs. 0 + Taxes
ACE Credit Card
Rewards

ACE Credit Card

Detailed benefits inside

Joining Fee
₹499
Annual Fee
₹499
Adani One Platinum
TravelLifestyleRewardsFuel

Adani One Platinum

2 instances of Valet Parking annually at Adani-managed airports

2 instances of Premium car parking on card activation

Joining Fee
₹750
Annual Fee
₹750

More from IndusInd Bank

Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.

View all IndusInd Bank cards
Celesta Credit Card
LifestyleRewards

Celesta Credit Card

Visa Infinite Benefits included

Joining Fee
₹1,000
Annual Fee
₹1,000
Club Vistara Explorer Credit Card
TravelRewardsLifestyle

Club Vistara Explorer Credit Card

Complimentary Club Vistara Gold membership (first year): priority check-in, boarding, additional baggage allowance, priority baggage handling

Welcome benefit: Complimentary Business Class ticket voucher + Gift Vouchers worth INR 25,000 on payment of joining fee

Joining Fee
₹40,000
Annual Fee
₹10,000
CRED IndusInd Bank RuPay Credit Card
RewardsShoppingLifestyle

CRED IndusInd Bank RuPay Credit Card

Credit card enabled on UPI via RuPay network. Link to any UPI app and pay via Scan & Pay or UPI ID.

Joining Fee
₹1,000
Annual Fee
₹1,000