Joining Fee
₹5,000
Annual Fee
Rs. 5000 + Taxes
IndusInd Bank Avios Visa Infinite Credit Card
Rewards Structure
Base Reward Rate
3% on spends
Point Value
1 Point = ₹0.25
Pros
- Up to 6 Avios per INR 200 spent at preferred international destination POS
- Up to 36,000 bonus Avios annually via milestone benefits
- 20,000 welcome bonus Avios
- Complimentary Priority Pass membership with international lounge access
- Discounted foreign currency markup of 1.5% at preferred international destination
- Complimentary meet-and-greet services at international airports
- Comprehensive travel insurance including health and baggage cover
- Ultra-premium metal card with innovative design
- Flexibility to choose preferred airline loyalty programme and destination
Cons
- Fuel transactions do not earn any Avios
- Only 1 Avios per INR 200 for utilities, govt services, education and insurance spends
- Priority Pass lounge visits within India are not complimentary (charged up to USD 35 per visit)
- Guest lounge visits are not complimentary
- Travel insurance claim only admissible if travel ticket booked via this card
- International travel health insurance limited to age up to 65 years and 60-day trips
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Avios credited only after 10 days of statement generation
Avios earned only on spends up to assigned credit limit per statement cycle
Preferred international destination can only be changed after one anniversary year
Meet-and-greet service requires primary cardholder to be present if travel companion avails it
5 Avios on Qatar Airways/British Airways spends subject to separate terms and conditions
Milestone bonus Avios capped at 36,000 per year
Foreign currency markup discount of 1.5% applies only to POS transactions at preferred international destination; standard rates apply elsewhere
Key Benefits & Features
Elderly care assist: homecare, OPD appointments, teleconsultation, physiotherapy and more for family members in India
10% off on Qatar Airways flight bookings via qatarairways.com or app using promo code IDSCB23
Welcome bonus of 20,000 Avios upon joining (Qatar Airways Privilege Club or British Airways Executive Club)
Renewal bonus of 5,000 Avios upon payment of renewal fees
Visa Infinite: 25% discount on Airport Fast Track immigration service at 450+ destinations worldwide
Visa Infinite: 20% off retail rates on airport limo transfer service in key cities globally
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About IndusInd Bank Avios Visa Infinite Credit Card
The IndusInd Bank Avios Visa Infinite Credit Card is an ultra-premium metal card designed for frequent international travellers seeking a sophisticated and rewarding travel experience. The card offers a distinctive "Power to Choose" feature, allowing cardholders to select their preferred airline loyalty programme — either Qatar Airways Privilege Club or British Airways Executive Club — and designate a preferred international destination to maximise Avios earning potential. Cardholders earn accelerated Avios across multiple spending categories, with up to 6 Avios per INR 200 spent at their preferred international destination. Annual milestone bonuses of up to 36,000 bonus Avios and a welcome bonus of 20,000 Avios further enhance the card's rewards value. A discounted foreign currency mark-up of 1.5% applies to POS transactions at the preferred destination, making international spending more economical. Beyond rewards, the card delivers premium travel benefits including two complimentary meet-and-greet services annually at leading international airports, Priority Pass membership with two international lounge visits per quarter, and two complimentary domestic lounge visits per quarter. Additional perks include international travel health insurance, comprehensive travel insurance coverage, elderly care concierge services, access to exclusive global events, dedicated lifestyle concierge assistance, and Visa Infinite privileges such as discounts on airport immigration fast-track and luxury airport transfers worldwide.
Our Verdict
Ultra-premium metal travel card with Avios rewards, lounge access, meet-and-greet, and airline partnership benefits.
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