IndianOil RBL Bank XTRA Credit Card

The IndianOil RBL Bank XTRA Credit Card is a co-branded fuel credit card designed for frequent drivers who regularly refuel at IndianOil stations. Available on both MasterCard and RuPay networks, it delivers up to 250 litres of free petrol annually as fuel points for cardholders who maintain monthly spends of INR 45,000, making it one of India's most rewarding fuel-focused credit cards. The card offers an impressive 8.5% valueback at IndianOil fuel stations, comprising 15 fuel points per INR 100 spent on fuel and a 1% fuel surcharge waiver of up to INR 200 per month. For all other everyday purchases such as dining, shopping, and more, cardholders earn 2 fuel points per INR 100 spent. Each fuel point carries a redemption value of INR 0.50 toward XTRA Reward points, redeemable exclusively at IndianOil fuel stations. New cardholders receive 3,000 welcome fuel points upon spending INR 500 within the first 30 days, plus an additional 1,000 fuel points upon crossing a quarterly milestone of INR 75,000. The card carries a joining and annual fee of INR 1,500 plus GST, which is waived upon annual spends exceeding INR 2,75,000. RuPay cardholders additionally benefit from National Common Mobility Card features and UPI compatibility.