Flipkart Axis Bank Super Elite Credit Card

Joining Fee

₹500

Annual Fee

Rs. 500 (Reversed on annual spends of Rs. 2 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Minimum ₹500

Shopping
Rewards
Cashback
Best For: Frequent Flipkart shoppers, Flipkart Plus members, Online shoppers looking to earn rewards

Flipkart Axis Bank Super Elite Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Pros

  • High SuperCoin earn rate on Flipkart for Plus members
  • Attractive welcome benefits including OTT and health subscriptions
  • Annual fee waiver on spends above ₹2,00,000
  • Uncapped SuperCoins on non-Flipkart spends
  • Nil add-on card fee

Cons

  • Benefits heavily skewed towards Flipkart ecosystem
  • Foreign currency transaction fee of 3.5%
  • Cash withdrawal fee of 2.5% (min ₹500)
  • Finance charges of 3.75% per month (55.55% per annum)
  • Additional fees on rent, education, utility, wallet load, fuel and gaming transactions above thresholds

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Rent and wallet load transactions excluded from annual fee waiver spend calculation

1% fee on rental transactions from March 2023

1% fee on education payments via third-party apps from Dec 2024

1% fee on cumulative utility spends of ₹25,000+ per statement cycle from Dec 2024

1% fee on cumulative wallet loads of ₹10,000+ per statement cycle from Dec 2024

1% fee on cumulative fuel spends of ₹50,000+ per statement cycle from Dec 2024

1% fee on cumulative online skill-based gaming spends of ₹10,000+ per statement cycle from Dec 2024

SuperCoin earn rate capped per transaction for Flipkart spends

Key Benefits & Features

12 SuperCoins per ₹100 spent on Flipkart for Plus members; capped at 300 coins per transaction

6 SuperCoins per ₹100 spent on Flipkart for non-Plus members; capped at 150 coins per transaction

2 SuperCoins per ₹100 on all other eligible spends (uncapped)

2 months trial membership of YouTube Premium

3 months trial subscription of Gaana Plus

1 year membership of Lenskart Gold

Extra ₹500 off on Myntra select styles on orders above ₹2,999, valid on max 3 transactions

15% off on domestic flight booking via Flipkart Flights, max discount up to ₹1,500

Flat 30% off on first medicine order from Flipkart Health

Eligibility Criteria

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Form 60
Passport
Driving License
Aadhaar Card

ADDRESS Proof

Passport
Ration Card
Electricity Bill
Landline Telephone Bill

INCOME Proof

Latest Payslip
Form 16
IT Return Copy

Notable Exclusions

Rent transactions not counted towards annual fee waiverWallet load transactions not counted towards annual fee waiver

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Flipkart Axis Bank Super Elite Credit Card

The Flipkart Axis Bank SuperElite Credit Card is a co-branded card issued by Axis Bank in partnership with Flipkart, designed to reward cardholders on every transaction through the Flipkart SuperCoins rewards system. Every eligible spend earns SuperCoins, which are credited directly to the cardholder's SuperCoin balance on the Flipkart app, making it a seamless rewards experience for regular online shoppers. Flipkart Plus members enjoy the greatest earning potential, receiving 12 SuperCoins per ₹100 spent on Flipkart, while non-Plus members earn 6 SuperCoins per ₹100 on the platform. All other eligible spends outside Flipkart earn 2 SuperCoins per ₹100, ensuring continuous rewards across everyday purchases. New cardholders are welcomed with 500 SuperCoins on activation, along with perks such as a 2-month YouTube Premium trial, a 3-month Gaana Plus subscription, a 1-year Lenskart Gold membership, discounts on Myntra, 15% off domestic flight bookings via Flipkart Flights, and flat 30% off on the first Flipkart Health medicine order. The card carries a joining and annual fee of ₹500 each, with the annual fee waived on spends exceeding ₹2,00,000 per year. Add-on cards are available at no extra cost, making it a practical and rewarding choice for frequent Flipkart shoppers looking to maximize value from their everyday spending.

Expert Review

Our Verdict

Earn SuperCoins on every spend with extra rewards on Flipkart; ideal for frequent Flipkart shoppers.

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