Question 1

What is SuperCoin?

Accepted Answer

SuperCoins is the first-of-its-kind rewards system as part of the Flipkart Plus program. They can be used to redeem exciting rewards on the Flipkart platform. SuperCoins earned through the Flipkart Axis Bank Super Elite Credit Card are credited directly to your SuperCoin balance in the Flipkart app. You can view your SuperCoins earn history and redeem them via the Flipkart app or website.

Question 2

What is the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

The Flipkart Axis Bank Super Elite Credit Card is a co-branded credit card issued by Axis Bank in association with Flipkart Internet Pvt Ltd. It can be used for all purchases, both on and off Flipkart. For every eligible transaction made using this card, SuperCoins are earned and credited to your SuperCoin balance on the Flipkart app, making it ideal for frequent Flipkart shoppers.

Question 3

How do I earn SuperCoins with this credit card?

Accepted Answer

SuperCoins are earned based on your membership status. Flipkart Plus members earn 12 SuperCoins per ₹100 spent on Flipkart (capped at 300 coins per transaction), totalling 16 SuperCoins when combined with Flipkart's own 4 coins. Non-Plus members earn 6 SuperCoins per ₹100 on Flipkart (capped at 150 per transaction), totalling 8 SuperCoins. For all other eligible spends outside Flipkart, you earn 2 SuperCoins per ₹100, with no cap.

Question 4

What are the joining and annual fees for this card?

Accepted Answer

The Flipkart Axis Bank Super Elite Credit Card has a joining fee of ₹500 and an annual fee of ₹500 from the second year onwards. However, the annual fee is waived if your total annual spends exceed ₹2,00,000. Please note that rent transactions (MCC 6513) and wallet load transactions (MCC 6540) are not counted towards the annual spend threshold for the fee waiver.

Question 5

What welcome benefits do I get on the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

Upon card activation, you receive 500 SuperCoins, a 2-month trial of YouTube Premium, a 3-month trial subscription to Gaana Plus, a 1-year Lenskart Gold membership, an extra ₹500 off on select Myntra styles (valid on up to 3 transactions on orders above ₹2,999), 15% off on domestic flight bookings via Flipkart Flights (up to ₹1,500 discount), and a flat 30% off on your first medicine order from Flipkart Health.

Question 6

What are the eligibility criteria for the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

To be eligible for the Flipkart Axis Bank Super Elite Credit Card, the primary cardholder must be between 18 and 70 years of age. The applicant should be a resident of India or a Non-Resident Indian (NRI). These criteria are indicative, and Axis Bank reserves the right to approve or decline applications at its discretion based on additional internal credit assessment parameters.

Question 7

What documents are required to apply for this card?

Accepted Answer

To apply for the Flipkart Axis Bank Super Elite Credit Card, you need: a PAN card photocopy or Form 60, a colour photograph, proof of income (latest payslip, Form 16, or IT return copy), residence proof (passport, ration card, electricity bill, or landline telephone bill), and identity proof (passport, driving licence, PAN card, or Aadhaar card). Documents required may vary on a case-to-case basis, and the credit card decision is communicated within 21 working days.

Question 8

What is the foreign currency transaction fee on this card?

Accepted Answer

The Flipkart Axis Bank Super Elite Credit Card charges a foreign currency transaction fee of 3.5% of the transaction value for international purchases. Additionally, a Dynamic Currency Conversion markup of 1.5% applies on international transactions performed in Indian currency at international locations, or transactions in Indian currency with merchants located in India but registered in a foreign nation. This makes the card relatively costly for international use.

Question 9

What are the cash withdrawal charges on this card?

Accepted Answer

If you use the Flipkart Axis Bank Super Elite Credit Card for cash withdrawals at ATMs, a fee of 2.5% of the withdrawn amount is charged, with a minimum fee of ₹500. Additionally, finance charges of 3.75% per month (equivalent to 55.55% per annum) apply on cash advances from the date of withdrawal until full repayment. It is advisable to avoid cash withdrawals on credit cards due to these high charges.

Question 10

Are there any additional transaction fees I should be aware of?

Accepted Answer

Yes, several additional fees apply: a 1% fee per rent transaction (from 5th March 2023); a 1% fee on education payments via third-party apps; a 1% fee on cumulative utility spends of ₹25,000 or more per statement cycle; a 1% fee on cumulative wallet loads of ₹10,000 or more per statement cycle; a 1% fee on cumulative fuel spends of ₹50,000 or more per statement cycle; and a 1% fee on cumulative online skill-based gaming spends of ₹10,000 or more per statement cycle. All applicable taxes are extra.

Question 11

What are the late payment charges on the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

Late payment fees depend on the total payment due: no fee if the amount is less than ₹500; ₹500 if due is between ₹501–₹5,000; ₹750 if between ₹5,001–₹10,000; and ₹1,200 if the due amount exceeds ₹10,000. An additional ₹100 is charged if the Minimum Amount Due (MAD) is missed for two consecutive cycles, and this charge continues every cycle until the MAD is cleared.

Question 12

Is there an add-on card facility available, and what are its charges?

Accepted Answer

Yes, the Flipkart Axis Bank Super Elite Credit Card offers an add-on card facility. Both the joining fee and the annual fee for add-on cards are Nil, making it a cost-free option to extend credit card benefits to family members. Add-on cardholders can also make purchases and earn SuperCoins on their transactions, subject to the same earning structure as the primary card.

Question 13

How can I redeem the SuperCoins earned through this credit card?

Accepted Answer

SuperCoins earned through the Flipkart Axis Bank Super Elite Credit Card are credited to your SuperCoin balance in the Flipkart app. You can redeem them for a variety of rewards within the Flipkart ecosystem, including discounts on products, subscriptions, and other Flipkart Plus benefits. To view your SuperCoin earn history or redeem coins, simply log in to your Flipkart app and navigate to the SuperCoins section under your Flipkart Plus account.

Question 14

How do I apply for the Flipkart Axis Bank Super Elite Credit Card?

Accepted Answer

You can apply for the Flipkart Axis Bank Super Elite Credit Card online through the Axis Bank official website or the Flipkart platform. Keep your documents ready, including PAN card, identity proof, address proof, income proof (latest payslip, Form 16, or IT return), and a colour photograph. You can also visit the nearest Axis Bank branch to apply in person. The credit card application decision is typically communicated within 21 working days of submission.

Question 15

Does the Flipkart Axis Bank Super Elite Credit Card offer a fuel surcharge waiver?

Accepted Answer

Yes, the Flipkart Axis Bank Super Elite Credit Card offers a fuel surcharge waiver as one of its key benefits. However, please note that from 20th December 2024, a 1% fee applies on cumulative fuel spends of ₹50,000 or more per statement cycle. It is advisable to review the current terms and conditions on the Axis Bank website or contact customer care for the most up-to-date details on the fuel surcharge waiver limits and applicability.

Joining Fee

Annual Fee

Forex Markup

Flipkart Axis Bank Super Elite Credit Card

Rewards Structure

Pros

Cons

Hidden Catches (Transparency Policy)

Key Benefits & Features

Eligibility Criteria

Required Documents

IDENTITY Proof

ADDRESS Proof

INCOME Proof

Notable Exclusions

About Flipkart Axis Bank Super Elite Credit Card

Our Verdict

Frequently Asked QuestionsAbout Flipkart Axis Bank Super Elite Credit Card

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