American Express Platinum Travel Credit Card

The American Express Platinum Travel Credit Card is designed for frequent domestic travelers who want to turn everyday spending into rewarding travel experiences. With a joining and annual fee of Rs. 5,000 plus applicable taxes, the card delivers strong value through a milestone-based rewards structure. Cardmembers earn 1 Membership Rewards Point for every Rs. 50 spent, excluding fuel, insurance, utilities, cash transactions, and point-of-sale EMI conversions. Points accrued on this card do not expire as long as the card remains active and in good standing. The card's milestone rewards are a standout feature. Spending Rs. 15,000 within the first 90 days earns a welcome gift of 10,000 Membership Rewards Points. Reaching Rs. 1.9 lakhs in annual spend unlocks 15,000 bonus points redeemable on the Platinum Travel Collection, while hitting Rs. 4 lakhs adds another 25,000 points along with a Taj Experiences E-Gift Card worth Rs. 10,000, valid at Taj, SeleQtions, and Vivanta Hotels. Beyond rewards, the card offers 8 complimentary airport lounge visits per year across India, limited to two per quarter, along with complimentary Priority Pass membership. Cardmembers also benefit from dining discounts at select restaurants, a fuel convenience fee waiver at HPCL, EMI payment options, zero lost card liability, and contactless payment capability, making it a well-rounded travel companion.