Joining Fee
₹750
Annual Fee
Rs. 750 (Reversed on annual spends of Rs. 2 Lakhs)
Forex Markup
3.5% + GST
Add-on Card Fee
Free per supplementary card
Late Payment Charges
Minimum ₹500
SpiceJet Axis Bank Voyage Credit Card
Rewards Structure
Base Reward Rate
3% on spends
Point Value
1 Point = ₹200
Points Validity
24 Months
Pros
- Up to 18 SpiceClub Points per ₹200 spent on SpiceJet app/website
- Complimentary SpiceClub Silver membership
- Welcome voucher worth ₹1,500
- Milestone bonus points up to 5,000 SpiceClub Points annually
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver up to ₹400/month
- Low joining/annual fee of ₹750
Cons
- Lounge access requires min spend of ₹50,000 in previous quarter
- High finance charge of 3.75% per month (55.55% per annum)
- Rewards redemption limited to SpiceJet bookings only
- Fuel, wallet & EMI transactions excluded from SpiceClub Points
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Fuel surcharge waiver only on transactions between ₹400–₹4,000
GST on fuel surcharge is non-refundable
1% rental transaction fee applicable
1% education payment fee via third-party apps
1% wallet load fee on cumulative spends of ₹10,000 or more per statement cycle
1% fuel transaction fee on cumulative spends of ₹50,000 or more per statement cycle
1% utility transaction fee on cumulative spends of ₹25,000 or more per statement cycle
1% online skill-based gaming fee on cumulative spends of ₹10,000 or more per statement cycle
Dynamic Currency Conversion Markup of 1.5% on international transactions in Indian currency
Key Benefits & Features
Welcome benefit: SpiceJet voucher worth ₹1,500 on completing 2 transactions within 30 days of card issuance.
Complimentary SpiceClub Silver membership on card issuance.
Wednesday Delight: Up to 15% off on flights & hotels via MakeMyTrip, 10% off on Swiggy, 10% off up to ₹1,000 on Tira.
Eligibility Criteria
Age Requirement
18+ Years
Occupation
Required Documents
IDENTITY Proof
INCOME Proof
ADDRESS Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About SpiceJet Axis Bank Voyage Credit Card
The SpiceJet Axis Bank Voyage Credit Card is a co-branded travel credit card designed for frequent SpiceJet flyers who want to maximize rewards on their airline spending. New cardholders receive a welcome benefit of a SpiceJet voucher worth ₹1,500 upon completing two transactions within 30 days of card issuance, along with a complimentary SpiceClub Silver membership from the moment the card is issued. The card's core rewards program lets cardholders earn up to 18 SpiceClub Points per ₹200 spent on the SpiceJet app and website, 6 points per ₹200 on online food orders, bill payments, and entertainment, and 3 points per ₹200 on all other eligible transactions. Points can be redeemed against SpiceJet flight tickets, meal vouchers, and more. Milestone bonuses of 2,000 and 3,000 SpiceClub Points are available upon reaching annual spends of ₹1 lakh and ₹2 lakh respectively, with an additional 1,000 points on each successful renewal. Beyond flight rewards, the card offers four complimentary domestic airport lounge visits per year (subject to minimum quarterly spends of ₹50,000), a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, and exclusive Wednesday discounts on flights, hotels, food delivery, and more. The joining and annual fee are both ₹750, making it an accessible option for budget-conscious travelers seeking airline-linked perks.
Our Verdict
Co-branded SpiceJet card with SpiceClub Points, lounge access & milestone benefits for frequent SpiceJet flyers.
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