HORIZON Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 (Reversed on annual spends of Rs. 2 Lakhs)

0
Rewards

HORIZON Credit Card

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹5,000 /monthly

Points Validity

24 Months

Key Benefits & Features

Detailed benefits inside

Eligibility Criteria

Min. Annual Income

₹3.0 Lakhs

Age Requirement

21+ Years

Occupation

SALARIED

About HORIZON Credit Card

The Axis Bank Horizon Credit Card is part of Axis Bank's diverse credit card portfolio, designed to cater to customers seeking a rewarding everyday spending experience. The card is listed among Axis Bank's travel-oriented credit card offerings, positioning it as a suitable option for those who value benefits aligned with a dynamic, on-the-go lifestyle. As part of the Axis Bank credit card ecosystem, the Horizon Credit Card holders have access to the bank's broader rewards infrastructure, including the Axis EDGE REWARDS program. This platform allows cardholders to earn and redeem reward points across a variety of categories, with access to exclusive deals through platforms such as Flipkart, Amazon, Tata Neu, MakeMyTrip, and more via the GRAB DEALS portal. Axis Bank supports its credit card customers through multiple service channels, including Internet Banking, the open by Axis Bank mobile app, WhatsApp Banking, and Phone Banking, ensuring convenient account management at all times. Cardholders can also benefit from the bank's wide network of ATMs, branches, and digital tools. The Horizon Credit Card reflects Axis Bank's commitment to providing accessible, feature-rich financial products that complement modern spending habits and lifestyle needs.

Frequently Asked QuestionsAbout HORIZON Credit Card

OTHERWhat is the Axis Bank Horizon Credit Card?
The Axis Bank Horizon Credit Card is a credit card offered by Axis Bank, listed under their travel category of credit cards. It is designed to complement the lifestyle and spending needs of cardholders. While specific features and benefits are best confirmed on the official Axis Bank website or by contacting Axis Bank customer support, the card is part of Axis Bank's broader credit card portfolio that includes travel, shopping, dining, fuel, and movie-focused cards.
APPLICATIONHow can I apply for the Axis Bank Horizon Credit Card?
You can apply for the Axis Bank Horizon Credit Card through Axis Bank's official website by clicking the 'Apply Now' button on the credit card page. Axis Bank offers a simple 3-step process: Pick your card, Apply online, and Done. You can also visit the nearest Axis Bank branch or use the Axis Bank mobile banking app 'open by Axis Bank' to submit your application. You can also track your application status online after submission.
DOCUMENTSWhat documents are required to apply for the Axis Bank Horizon Credit Card?
While the page does not list specific documents for the Horizon Credit Card, typically for an Axis Bank credit card application you will need: a valid government-issued photo ID (Aadhaar, PAN, Passport), address proof, recent passport-sized photographs, and income proof such as salary slips, bank statements, or IT returns for self-employed applicants. It is recommended to check the latest document requirements on the Axis Bank website or contact their customer support before applying.
ELIGIBILITYWhat are the eligibility criteria for the Axis Bank Horizon Credit Card?
Specific eligibility details such as minimum age and minimum income for the Axis Bank Horizon Credit Card are not mentioned on this page. Generally, Axis Bank credit cards require applicants to be Indian residents of a minimum age (typically 18 years or above), meet a minimum income threshold, and have a satisfactory credit history. For accurate eligibility requirements specific to the Horizon Credit Card, it is advisable to visit the official Axis Bank website or contact their customer care.
FEESWhat are the joining and annual fees for the Axis Bank Horizon Credit Card?
The joining fee and annual fee details for the Axis Bank Horizon Credit Card are not explicitly mentioned on this page. Some Axis Bank credit cards, such as the My Zone Credit Card, are available as lifetime free cards. To get accurate and up-to-date information on the fees applicable to the Horizon Credit Card, please visit the official Axis Bank credit card page or reach out to Axis Bank's customer support team directly.
REWARDSWhat reward points or cashback benefits does the Axis Bank Horizon Credit Card offer?
The Axis Bank Horizon Credit Card is part of Axis Bank's rewards-driven credit card portfolio. Axis Bank offers an EDGE REWARDS program where cardholders can earn and redeem reward points across various categories including travel, shopping, and dining. Specific reward rate details for the Horizon Credit Card are not mentioned on this page. For detailed information on the rewards structure, earning rates, and redemption options, please refer to the official Axis Bank Horizon Credit Card page or contact customer support.
USAGEHow can I redeem my reward points earned on the Axis Bank Horizon Credit Card?
Axis Bank offers the EDGE REWARDS platform where credit cardholders can redeem their accumulated reward points. You can redeem points for travel bookings via TRAVEL EDGE, shopping on platforms like Flipkart, Amazon, Tata Neu, Myntra, and MakeMyTrip through GRAB DEALS, or for other lifestyle benefits. Redemption can be done through the Axis Bank website, the 'open by Axis Bank' mobile app, or Internet Banking. Specific redemption options for the Horizon Credit Card may vary.
INTERNATIONALCan I use the Axis Bank Horizon Credit Card for international transactions?
As an Axis Bank credit card, the Horizon Credit Card can typically be used for international transactions wherever the card network is accepted globally. However, international transactions may attract a foreign currency markup fee. Axis Bank also offers Multi-currency Forex Cards and World Traveller Forex Cards for overseas travel, which may offer better forex rates. Specific forex markup charges for the Horizon Credit Card are not listed on this page; please verify with Axis Bank before travelling abroad.
BENEFITSWhat offers and discounts are available on the Axis Bank Horizon Credit Card?
Axis Bank credit cardholders, including Horizon Credit Card users, can access a range of offers through the Axis Bank Offers portal. These include Credit Card Offers, Wednesday Delights, Dining Delights, and offers by categories and brands. Additionally, cardholders can benefit from GRAB DEALS on platforms like Flipkart, Amazon, Myntra, MakeMyTrip, and Tata Neu. For the most current and card-specific offers, please visit the Axis Bank Offers section on their official website.
APPLICATIONHow can I track my Axis Bank Horizon Credit Card application status?
Axis Bank provides an online facility to track your credit card application status. After applying, you can visit the Axis Bank official website and use the 'Track Your Application' feature available in the Credit Cards section. You will typically need your application reference number or registered mobile number to check the current status. Alternatively, you can contact Axis Bank's phone banking or customer care for assistance with your application tracking.
USAGEHow can I pay my Axis Bank Horizon Credit Card bill?
Axis Bank offers multiple convenient options to pay your credit card bill. You can pay through Internet Banking, the 'open by Axis Bank' mobile app, UPI, NEFT, RTGS, IMPS, Google Pay, or Bharat QR. You can also use the Bill Pay section under the Payments category on the Axis Bank website. Additionally, the Other Payments section includes a dedicated option for Credit Card Bill Payments, making it easy to settle your dues on time and avoid late payment charges.
OTHERCan I get an Axis Bank Horizon Credit Card against a Fixed Deposit?
Axis Bank offers credit cards linked to Fixed Deposits (FD-linked Credit Cards), which are available to customers who may not meet standard income or credit requirements. While the specific FD-linked options listed on the page include IndianOil Easy Axis Bank Credit Card, Privilege Easy Credit Card, and Axis Bank MY Zone Easy Credit Card, it is advisable to check with Axis Bank whether the Horizon Credit Card is available as an FD-backed card. Contact Axis Bank customer support for clarification.
CANCELLATIONHow can I cancel or close my Axis Bank Horizon Credit Card?
To cancel or close your Axis Bank Horizon Credit Card, you can contact Axis Bank's customer care via Phone Banking, visit your nearest Axis Bank branch, or write to Axis Bank through their official communication channels. Before closing the card, ensure all outstanding dues are cleared and any reward points are redeemed. It is also advisable to check if there are any cancellation-related charges or processes specific to your card variant by contacting Axis Bank customer support directly.
USAGEWhat digital banking options are available for managing my Axis Bank Horizon Credit Card?
Axis Bank provides extensive digital banking options to manage your Horizon Credit Card. You can use the 'open by Axis Bank' mobile app, Internet Banking, WhatsApp Banking, SMS Banking, Phone Banking, and Axis AHA! for card management. Features include viewing e-statements, tracking transactions, paying bills, setting up eNACH for auto-payments, and accessing offers. You can also use Axis Bank's ATM Banking network for cash advances and other card-related services conveniently.
BENEFITSAre there any insurance or protection benefits with the Axis Bank Horizon Credit Card?
Axis Bank offers various insurance products through its banking platform including Life Insurance, Health Insurance, General Insurance (Travel Insurance, Home Insurance, Car Insurance, Two Wheeler Insurance), and government schemes like Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana. Whether specific insurance or protection benefits are bundled with the Horizon Credit Card is not mentioned on this page. Please refer to the official Axis Bank Horizon Credit Card page or contact customer support for details.

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