Joining Fee
Free
Annual Fee
Rs. 1200 (Reversed on annual spends of Rs. 0.05 Lakhs)
Cookies Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.2
Pros
- Low monthly fee of just INR 100 + GST
- 5X Reward Points on online spends
- 10% cashback on Zomato, Myntra, and Uber
- Monthly fee waiver on INR 5,000 spend
- Welcome gift voucher of INR 1,000
- Milestone vouchers up to INR 6,000 per year
- 10% discount on BookMyShow up to INR 300/month
- Fuel surcharge waiver up to INR 150/month
Cons
- Reward redemption fee of INR 99 + GST
- Cashback capped at INR 300 per brand per month
- Welcome benefit only for full fee cardholders
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward redemption fee of INR 99 + GST per redemption day
Welcome voucher mailed within 60 days of card issuance
Milestone vouchers delivered within 45 days of meeting spend criteria
Many MCC categories excluded from eligible spends effective October 15, 2024
Key Benefits & Features
Welcome gift voucher of INR 1,000 (Croma, Myntra, Amazon, Flipkart, Shoppers Stop) on first transaction within 30 days
Monthly fee waiver if spend INR 5,000 or more in a calendar month on eligible categories
5X Reward Points on online spends
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Cookies Credit Card
The RBL Bank Cookies Credit Card is designed to suit your daily digital-first lifestyle, offering a host of rewards and savings at a low monthly fee of just INR 100. New cardholders receive a welcome gift voucher worth INR 1,000, redeemable at popular brands including Croma, Myntra, Amazon, Flipkart, and Shoppers Stop, upon making a transaction within 30 days of card issuance. The card rewards online spenders with 5X Reward Points on eligible online transactions, with each point redeemable at up to INR 0.20. Cardholders also enjoy 10% cashback on Zomato, Myntra, and Uber, capped at INR 300 per brand per month. A 10% instant discount of up to INR 300 per month is available on BookMyShow, making it an excellent choice for movie lovers. Milestone spenders can unlock vouchers worth INR 1,000 and INR 5,000 upon reaching INR 2 lakh and INR 5 lakh in annual spends respectively. Additional perks include a monthly fee waiver when spending INR 5,000 or more in a calendar month, and a fuel surcharge waiver on transactions between INR 500 and INR 4,000. Whether you love food, fashion, travel, or entertainment, the Cookies Credit Card delivers a rewarding and delightful everyday experience.
Our Verdict
Low monthly fee lifestyle card with 5x rewards on online spends and 10% cashback on Zomato, Uber & Myntra.
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